Simple Islamic Bank Business Plan Pdf Images - Table 3 respondents, distribution of questionnaires and reaction price respondents human beings in selected banks humans in avenue or residential region primary or secondary school teachers and assist staffs college lecturers and nonacademic staffs riding colleges total no. Issued 130 a hundred one hundred 100 20 450 no. Again 83 31 seventy nine forty five 11 249 no. Of usable 70 18 70 41 4 203 usable 53.8 18 70 41 20 forty five.1.
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?Ch=6&pg=26&ac=11&lang=en (accessed july 2005). 7. With a set-rate facility, the customers can plan beforehand the fee of instalments and control their assets. By way of the 2005 modification, the hirer is given an alternative for the phrases fees under a rent-purchase agreement to be at a fixed rate or at a variable fee. A variable fee of terms costs shall be quoted at a margin percent above the bottom lending fee. [Section 6a, hire-purchase act 1967, act 212].
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Enchantment to the ones clients who definitely shop round for the most attractive products. Therefore, as argued earlier than, bankers want to package aitab in an appealing manner that may stimulate public interest in the direction of the product. Those include efforts consisting of rigorous advertising and marketing, advertising and schooling programmes which can further enlighten most people approximately the product and its benefits. 7. Conclusion this paper constitutes a preliminary try at gaining an essential expertise of the aitab facility from an empirical observe of islamic banking clients’ perceptions. Normal, the effects of the survey conducted amongst 203 aitab clients screen that a huge majority of .
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Abstract one of the trendy progressive merchandise of islamic banks is the islamic hirepurchase facility or al-ijœrah thumma al-bayc (aitab) that is designed to meet the modern demand and keep away from sure risks inside the financing of consumer durables and motor vehicles. Aitab may be applied to finance a huge range of property, both for individual or corporate customers. This paper presents empirical evidence on the clients’ notion of aitab. A country-wide questionnaire survey has been carried out on 203 aitab customers, aiming at eliciting their attention and belief of aitab facility. Typical, the effects offer a robust sign to the bankers that efforts need to be intensified in instructing the public about the exceptional traits of aitab and the way it can in shape the interest of customers in financing their property. There's a large potential for aitab to be marketed to numerous segments of customers comprising individuals who are worried with the legitimacy of the ability, and those who are searching for comfort and much less complicated transactions. Jel type: g21, z12, g20, m00 key phrases: islamic rent-buy, clients’ perceptions, client pride. .